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Managing Risk Since Early History

  Managing Risk – How Insurance Became a Key Solution The common purpose of all insurance is to restore losses and develop greater standards to limit future losses in every industry worldwide. Before insurance, there was a lack of reliable transportation or...

BROKER OF RECORD (BOR) LETTERS

Understanding an Insurance Broker of Record Letter An Insurance Broker of Record (BOR) letter is a formal document used in the insurance industry to designate a licensed agent or broker as the authorized representative of an insurance policyholder. This letter serves...

THE ORIGINS OF INSURANCE

Navigating the Rails and Travel Risks: Early train travel created the need for property and casualty insurance that now covers many industries. In the 19th century, the advent of train travel revolutionized transportation, connecting distant regions and transforming...